Insurance Property Loss Repairs in Fresno, CA
Getting your home or business back after a loss
Rebuilding homes and businesses after a property loss, working with your insurance claim from the first walkthrough to the finished repair.
Expertise when it matters most
A property loss turns a normal week upside down. Beyond the damage itself, there’s a claim to manage, an adjuster to meet and decisions to make about the repair. Insurance work is a core part of what Ben-Rick Construction does, and we know how to rebuild while keeping the claim moving.
Because we’re both a commercial contractor and a residential contractor, we handle loss repairs for homes and businesses alike, with the same licensed crew that does our build-outs and remodels.
Working with your claim
From damage to done
A clear path from the first call to the final walkthrough, with your insurance claim in mind at every step.
- 1. Walk the damageWe visit the property, look at the damage with you and talk through what needs to be repaired.
- 2. Scope & estimateWe prepare a clear, itemized repair scope and estimate you can share with your insurance company.
- 3. Work with the adjusterWe coordinate with your insurance adjuster on the scope of repairs so the claim keeps moving.
- 4. RebuildOur licensed crew rebuilds the damaged areas and keeps you updated as the work progresses.
- 5. Final walkthroughWe walk the finished repair with you to make sure everything is complete.
Homes & businesses
Loss repairs for both
One contractor for the rebuild, whether the loss happened at home or at work.
FAQ
Insurance repair questions
Something happened at our house and I'm not sure where to start with the insurance company. Can you help?
Yes. We walk the damage with you and prepare an itemized repair scope and estimate. That gives you and your insurer a clear list to work from.
The adjuster's coming out soon. Should you be there too?
It often helps. We coordinate with the adjuster so the repair scope and their review cover the same items.
I got the insurance estimate and it looks way lower than I expected. What can you do?
We prepare our own itemized scope and estimate for the repairs. You can share it with your insurer, and we coordinate with the adjuster on the differences. Your policy and your insurer make the final call on coverage.
Our business had a loss and we need to reopen. Can you handle commercial repairs too?
Yes. Insurance property loss repairs cover businesses as well as homes. The steps are the same: walk the damage, itemized scope, coordinate with the adjuster, rebuild and final walkthrough.
I'm overwhelmed and want someone to take the rebuild off my plate. How involved do I have to be?
You review and approve the scope, pick finishes for anything being replaced and join the final walkthrough. Between those steps, your point of contact keeps you updated.
Will the repaired rooms match the rest of our house?
Matching is part of the job. We look at existing texture, trim, flooring and hardware so the repairs blend in.
The damage is mostly in the walls and floors. Is that something you rebuild?
Yes. Framing, drywall, texture and floor finishes are all part of our repair work, along with plumbing and electrical handled within the project.
What's in an itemized scope, and why's it matter?
It lists each repair item on its own line. That makes it easier for you and the adjuster to see what's included and talk about specific items.
We're dealing with a loss for the first time. What does the process look like?
First we walk the damage. Then we prepare the itemized scope and estimate, coordinate with your adjuster, rebuild and finish with a walkthrough together.
My phone's full of damage photos. Should I send them before the visit?
Yes, photos help us understand what we're walking into. Call (559) 257-2397 and we'll set up a time to see the property.
Ready to talk about your project?
Monday–Friday, 7:00 AM – 7:00 PM · CA License #1030203